Do I qualify for ECO4?
Quick answer
You may qualify for ECO4 if your household receives qualifying benefits, is on a low income, or includes a vulnerable occupant, and your home has an EPC rating of D-G. Final eligibility is confirmed by an approved installer.
Common ECO4 eligibility routes
ECO4 is delivered by larger energy suppliers and approved installers. The main routes are qualifying benefits, low household income with LA Flex referral, and vulnerable household status.
Benefits and low-income routes
- Universal Credit
- Pension Credit (Guarantee or Savings Credit)
- Income-based Jobseeker’s Allowance (JSA)
- Income-related Employment and Support Allowance (ESA)
- Income Support
- Working Tax Credit / Child Tax Credit
- Housing Benefit
Vulnerable household routes
Households where someone is elderly, disabled, has a long-term health condition, or where children under five live, may be referred via LA Flex.
Not sure where you stand?
Get a free, no-obligation eligibility summary in under a minute.
EPC and property condition
ECO4 prioritises EPC D-G homes. Some homes already at C may still match local schemes such as the Great British Insulation Scheme.
What home improvements may be included?
- Loft, cavity and solid wall insulation
- First-time central heating
- Boiler replacement (in some cases)
- Heating controls and ventilation
What to check next
Use our checker, then speak to your council or an Ofgem-approved ECO4 installer to confirm.
DisclaimerThis page is for guidance only and does not guarantee eligibility. Final approval depends on the relevant scheme provider, local authority, installer assessment and property survey.
Frequently asked questions
What is LA Flex?
Local Authority Flexible Eligibility lets councils refer households who do not receive qualifying benefits but meet local criteria.
Can landlords use ECO4?
Yes, in some scenarios. Landlord contributions may apply.
Is my boiler covered under ECO4?
Boiler replacement is funded in limited circumstances. Insulation is more commonly funded.
How does my EPC affect eligibility?
Most major schemes prioritise EPC D-G homes. If your rating is unknown, you can still use our checker and confirm later.
Does this checker guarantee funding?
No. It is a guidance tool. Final eligibility is confirmed by the relevant scheme provider, council or approved installer.
Check what you may qualify for
A free 60-second guided check covering ECO4, Warm Homes, insulation, heat pumps and solar.
Start free check